Enter your next payment and burn
The expected client payment, days until it lands, and your monthly payroll/vendor outflows.
MVP COST ESTIMATOR
Payment Schedule Cash Flow Calculator
Model incoming client payments against your payroll, vendor, and infrastructure outflows to spot cash flow gaps early.
- Uses your inputs in a transparent calculation
- Instant result with practical next steps
- No signup required
Planning guidance only. Validate important decisions with customer evidence and your delivery team.
YOUR INPUTS
Build your result
Complete every field. The result updates only when you choose Calculate.
How it works
We project your cash position
Daily burn is calculated and subtracted from cash on hand up to the payment date.
See if a gap appears
If projected cash goes negative before the payment lands, it's flagged as a shortfall to plan around.
Continue learning: Why two MVP agencies can quote different team costs · Can a small budget still produce a useful MVP
Frequently asked questions
What if I have multiple client payments due?
Run this once per payment date, using the payment closest in time first, since that's usually the binding constraint.
Does this account for payment delays?
Not automatically — build in a buffer of 1-2 weeks past the expected date, since client payments frequently slip.
Is this the same as a full cash flow statement?
No. This is a simplified projection for one milestone. A full statement should track all inflows and outflows over a longer period.
How We Compare
| Feature | MVPHub | QuickBooks | Float |
|---|---|---|---|
| Guided, input-based calculation | Included | Limited | Limited |
| No-signup instant result | Included | Not included | Not included |
| Free to use | Included | Not included | Not included |
| No account setup required | Included | Not included | Not included |
QuickBooks handles full accounting and Float builds ongoing rolling cash flow forecasts. MVPHub gives a fast, single-milestone check with no account setup required.
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